You've nailed the main friction with a lot of platforms. The better way is to look for a service that combines the "sell" and "cash out" steps into a single, streamlined off-ramp. You want to sell your LTC directly for fiat (USD, EUR, etc.) and have it sent to your bank from the same place. For a clear example, check out the dedicated sell litecoin page at paybis.com/sell-litecoin/. It outlines that process: you select to sell LTC, choose your bank transfer as the payout method, and the platform handles the conversion and transfer. It typically shows you the final amount you'll receive and the timeframe upfront, which cuts out the guesswork.